Dollars & no sense : why are you spending your money like an idiot? : a shocking guide to your spending habits

In this book, we'll be tackling the familiar challenges of personal finance management ... but in an unfamiliar way. If your main money problem is simply "I don't have enough of it!" you may be surprised at the approach this book will take. Here, you will not find the same old tips and tricks on how to save money by re-using teabags or buying rice in bulk. Instead, we'll get to the very heart of what money actually means, how we spend it and why, and what you can do to start using what you have right now to create a lifestyle that has meaning for you. We'll consider the root causes of careless spending, as well as the three biggest but largely invisible money myths we all believe in to some extent. We'll then consider ways to start creating a budget that works for you and your goals, rather than against it. The way you think about money is highly personal - your attitude to money is a reflection of your upbringing, your culture, your personality with all its virtues and shortcomings. Money can be a literal prison, tying you down to work and habits that drain you of motivation and purpose. It can also be a bridge that carries you to your life goals, a tool and a resource that allows you to access the things you truly value in life. The role that money ultimately plays in your life is entirely up to you. It rests in having the self-awareness to be honest about the choices we make every day, in the bravery to know what we value and hold dear, and the dedication to make rational strategies to reach those goals. My hope with this book is that it'll give you a starting point to begin to reconsider your relationship to money and, by extension, your relationship to yourself and the world you live in. My hope is that you'll find something that inspires you to think differently and make different choices, ones that will leave you feeling more in control and more fulfilled than before. We each only have one life - here's to spending it wisely!